Client Privacy Policy

This Statement Updated 01/01/2015.

PLEASE READ THIS PRIVACY STATEMENT CAREFULLY BEFORE USING THE SITES (DEFINED BELOW) OR SUBMITTING ANY PERSONAL OR FINANCIAL INFORMATION. BY USING ANY SITE YOU ARE AGREEING TO THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE, DO NOT USE ANY PART IF THIS SITE.

Applicability

This Privacy Statement describes the treatment of information provided or collected on the sites where this Privacy Statement is posted (the “Sites”).
PRIVACY STATEMENT FOR CUSTOMER PERSONAL AND FINANCIAL INFORMATION

Protecting the privacy of our customers is a matter of great importance to AireBeam (together with all successors and assigns, hereinafter “AireBeam”, “we”, “us”, “our”). We want our customers to understand what Personal Information (defined below) we collect on the Sites and how we use that Personal Information.

“Personal Information” is information about the AireBeam Client. The Client is referred to herein as “you” or “your”.

Your application for AireBeam Services, and/or your continued use of the AireBeam Services constitutes your consent to AireBeam’s collection, use and retension of Personal Information, as set out in this Privacy Statement. Please be advised that if you withdraw your consent to our collection, use and disclosure of Personal Information in accordance with this Privacy Statement, we may not be able to provide you with the AireBeam Services.

  1. Why We Collect Your Information

We gather your Personal Information so we can: (i) evaluate the client’s application for the AireBeam Services; (ii) process the Client’s transactions; (iii) manage all billing processes; (iv) enable fraud protection and risk management processes; (v) provide client account servicing; (vi) offer you other products and services; and (vi) support AireBeam’s legal compliance obligations.

  1. Confidentiality and Security

Within AireBeam and our affiliates, we restrict access to your Personal Information to those who need to know that information to provide products and services to you. We have established physical, technical and administrative security processes that are commensurate with the sensitivity of the information collected to safeguard Personal Information and we employ an independent auditing firm to test the effectiveness of the systems and practices that we have in place. Recognizing that technology is continually developing, AireBeam implements new procedures and technology improvements on an ongoing basis to further safeguard your Personal Information.

  1. What Information We Collect

During the course of our relationship with the client, we may collect the following types of Personal Information about you in the following ways:

  • Personal Information, such as your home address, home and mobile phone numbers, driver’s license information and other identifying information that AireBeam receives from time to time from the Client on the application form, on other forms or otherwise;
  • Personal Information that may be delivered in connection with the customer’s transactions with AireBeam;
  • Credit and financially-related Personal Information that AireBeam receives from consumer reporting agencies, such as credit bureau reports and other information relating to credit-worthiness; and
  • Credit and financially-related Personal Information that AireBeam receives from other sources, such as the Client’s financial institution.
  • Financial information concerning you or your business that you may provide (including over one or more Sites) in order to receive certain AireBeam Services.

Certain web pages of the Sites (including pages onto which you may be asked to provide personally identifying and financial information) may be hosted on our behalf by third parties under contract with us who are providing services on our behalf. Any data collected by those third parties on our behalf via these pages may only be used by the third parties to provide services on our behalf and not for any other purposes.

  1. What Information We Disclose

AireBeam may disclose your Personal Information to third parties in the normal course of business, including but not limited to: (i) payment networks, and the members of such networks; (ii) electronic funds transfer networks; (iii) clearing and settlement banks; (iii) courts, independent auditors, law enforcement agencies and other governmental authorities, bodies or agencies in response to subpoenas, to prevent fraud, during the course of an audit or examination or as required by law.

To provide our Clients with transaction processing services and related products, including but not limited to credit card, charge card, debit card, loyalty card, gift card and stored value card transaction processing services, as well as other value-added products and services that we may offer or that a Client may request from us and we agree to provide to Clients from time to time (collectively, the “AireBeam Services”) as effectively and conveniently as possible.

  1. Additional Rights and Modifications

This Privacy Statement does not apply to information we collect other than through the Sites. We may amend this Privacy Statement at any time, and will post the amended Privacy Statement on the Sites.

  1. Want to Learn More?

If you would like to learn more about how we use your Personal Information to deliver you with the best services and products, please email support@airebeam.com.